Is the cruise fare included in the $222 or $2,222 fee?
No. Both Think and Cruise Rich fees are separate from the cruise fare, accommodation and travel. Cruise accommodation and travel are booked separately by each participant.
Why is the inaugural Founding Voyage priced at $2,222?
This first voyage is a pilot/founding edition. The combined programme value is stated at over $10,000 — including the NHI mentorship, workbook, private coaching, masterminds, goody bag and Inner Circle support — but the inaugural group is being offered a one-time Inner Circle investment of $2,222 while Monika personally develops and refines the first Think and Cruise Rich experience. Future voyages are expected to be priced higher.
What is the cancellation and refund policy?
The $222 Cruise Rich Community fee and the $2,222 Inner Circle fee are both independent of your separately booked cruise and travel, which are subject to the cruise provider's own cancellation and refund policy. For the Think and Cruise Rich programme fee, cancellation eligibility depends on when you cancel, what programme services have already been provided, and whether your individual Napoleon Hill Institute programme access has already been purchased or activated. Once third-party programme costs and services have been committed, the amount available for refund may be reduced. Where possible, we may also consider an approved transfer to another suitable person or credit toward a future Think and Cruise Rich experience. Your statutory consumer rights are not affected. Read the full Cancellation, Refund & Transfer Policy →
What other travel costs should I expect?
Flights, cruise fare, insurance, transfers, hotels before or after the voyage, excursions and personal expenses are separate unless specifically confirmed otherwise.
What is the ship like?
The Founding Voyage takes place aboard a new-generation ship, with contemporary public spaces, extensive dining, wellness facilities, entertainment, pools, ocean terraces and quieter areas for reflection and conversation.
The ship is not simply transportation to the Caribbean — it is part of the environment chosen for the Think and Cruise Rich experience.
Why did you choose this ship?
Because the environment matters. We wanted a voyage that offered the quality, space and atmosphere to feel like a genuine escape from everyday life — with beautiful ocean settings, elevated dining, wellness, entertainment and quieter spaces for meaningful conversation and reflection.
The itinerary also gives us three sea days, allowing the deeper mastermind sessions to take place without taking away from the Caribbean destinations.
When will I receive the ship and booking details?
After you join Cruise Rich or are accepted into the Think & Cruise Rich Inner Circle, you will receive the cruise provider, ship, sailing and booking instructions privately.
Cruise accommodation and travel are booked and paid separately by each participant. The Think and Cruise Rich programme fee does not include the cruise fare.
Do I have to attend activities all day?
No. The mastermind is concentrated on the three sea days and select Founding Member moments. Port days and much of the voyage remain free for you to enjoy.
Do we meet in Fort Lauderdale before the cruise?
No. Any preparation before the voyage is online/digital only. Each participant arranges their own travel to the cruise terminal and the Founding Group meets in person for the first time onboard.
Can I bring my partner with me?
Yes. A Founding Member may bring one partner or travel companion to share their cabin at no additional Think and Cruise Rich™ programme fee. Your companion will need to be included in your separate cruise booking, and you are responsible for any cruise fare, taxes, gratuities, travel and other costs associated with their reservation. They can enjoy the cruise and destinations with you, but the Think and Cruise Rich™ mastermind, NHI mentorship programme, coaching, private community and publishing support are included for the accepted Founding Member only.
Does the publishing support include someone writing my manuscript?
No. Manuscript writing and ghostwriting are not included. Support focuses on formatting and the publication process for a completed manuscript.
Is Think and Cruise Rich an official cruise operated by the Napoleon Hill Institute?
No. Think and Cruise Rich is an independently hosted experience. The official licensed Napoleon Hill Institute mentorship programme is included as one component of the Founding Member package.
How many Inner Circle places are available?
Only 8. The Think & Cruise Rich Inner Circle is intentionally limited to 8 members so the deeper mastermind, coaching and mentorship experience stays personal, conversational and genuinely connected. The wider $222 Cruise Rich Community is not limited to 8 people.
Is a guest speaker confirmed?
Not at this stage. Special guest conversations may be announced for the Founding Voyage, and any confirmed guest will be shared here in advance.